The Catholic University of America




What is a Federal Perkins Loan?

Federal Perkins Loans are need-based loans from The Catholic University of America.  Funding for this program comes partially from a federal allocation and is supplemented by a contribution from CUA. Funding for this program is very limited and relatively few loans from this program are available each year.


How much can I borrow in a Federal Perkins Loan?

The initial award from the Federal Perkins Loan program is $2,000.  Depending on funding and special circumstances, a student may receive up to $8,000 per year from this program. The aggregate loan limit (total amounts allowed to be borrowed during your educational career) is $60,000.  This amount includes any Perkins Loans borrowed at the undergraduate level.  The Columbus School of Law Financial Aid Office processes all Federal Perkins Loans in compliance with Federal Title IV regulations in accordance with the Higher Education Act, as Reauthorized in 2006.

Look for more information on our website:


How do I apply for a Federal Perkins Loan?

  1. Complete a Free Application for Federal Student Aid (FAFSA) online. Ender our Federal School Code E00131.
  2. Early FAFSA completion plus high financial need increases your priority for a Federal Perkins Loan award.
  3. When we have received your FAFSA results and you have been admitted into The Columbus School of Law, an award package detailing your eligibility for financial aid will be made available to you.  CUA will determine Perkins awards and these will be listed as part of your financial aid package, subject to available funds.
  4. Accept/Adjust/Decline a Perkins award by utilizing the online "Accept my Financial Aid" in Cardinal Station. An email will be sent to students beginning in mid-April with instructions on how to accept financial aid.
  5. Complete a Perkins Master Promissory Note at  The PMPN allows you to receive additional Perkins Loans disbursements in future years without requiring a new promissory note.
  6. Complete a Perkins Entrance Counseling session at

Returning Students do not need to complete another PMPN or Entrance Counseling if one was already completed for The Columbus School of Law within the last academic year.


How will my loan funds be delivered?

CUA will receive the loan funds directly to your student account.  You will receive funds in two equal disbursements, one in the fall and one in the spring.  Federal regulations restrict delivery of the first loan disbursement.

If loan funds exceed the charges on your account, the excess funds will be refunded to you in the form of a check (or refund) and may be picked up at the Office of Enrollment Services in 10 McMahon Hall.  Refund checks are normally processed around the end of the second week of school for each semester.  You may also utilize Direct Deposit for refunds.  To sign up, please review the CardinalPay information page or contact Enrollment Services (202-319-5300) directly.

Students should be aware that some charges (i.e. health insurance or enrollment charges) may not appear on the student's account until after the refund check has been issued.  You need to be prepared to pay for any subsequent charges after having received a refund check.  You have 24-hour access to your account via Cardinal Station.


What would hold up delivery of my loan funds?

  • The award is not "accepted".
  • The promissory note has not been completed.
  • The Entrance Counseling has not been completed.
  • Enrollment status is below half-time when loans funds are disbursed.
  • Default on a prior loan.