This course treats the spectrum of legal problems that arise uniquely in cash and credit sales, loans, and similar transactions involving consumers. Areas of coverage include advertising, Internet marketing, credit disclosure, unfair and deceptive sales practices, warranties, particular credit and collection abuses, credit reporting, and enforcement mechanisms. Attention is given to issues arising under the Federal Trade Commission Act, the Federal Consumer Credit Protection Act (Truth in Lending, Fair Credit Reporting, Equal Opportunity, Fair Debt Collection, et al.), Uniform Consumer Credit Code, state “unfair or deceptive acts or practices” statutes, and other federal, state, and local consumer protection laws. A prior course in Commercial Transactions is not required. Students may not take Consumer Law Seminar in addition to this course.
Upper-level course for: