This is a limited-enrollment seminar that partially satisfies the school's writing requirement. Students may not take Consumer Transactions in addition to this course. A prior course in Commercial Transactions is not required. This course looks selectively at aspects of common law and federal and state statutory and regulatory materials affecting consumers as buyers, borrowers, and lessees. Representative areas of coverage include advertising, transactional disclosure, unfair and deceptive acts and practices, product warranties, rate regulation, credit and collection abuses, credit reporting, and enforcement mechanisms. Statutes involved include the Federal Trade Commission Act, the Federal Consumer Credit Protection Act (Truth in Lending, Fair Credit Billing, Consumer Leasing, Fair Credit Reporting, Equal Credit Opportunity, Fair Debt Collection Practices, et al.), the Uniform Consumer Credit Code, and state "little FTC" acts. Each student will research, write, and present a paper that will constitute a major portion of the final grade.
Req. QP: This course requires a qualifying course paper that fulfills one half of the upper-level writing requirement. Refer to Academic Rule X - Writing Requirement and Directed Research.
Upper-level course for: